How These 20 Indian Mobile Wallets Can Ease your Cash Crunch


“Over the past 4 years, mobile wallet transactions have increased exponentially from Rupees 10 billion of transactions in year 2012-13 to more than Rs 490 billion in the year 2015-16” – data published by Reserve Bank of India


Here is the list of Mobile wallets in India:

1. Chillr

Chillr is the one stop solution for all your payment & mobile banking needs. Currently, the multi-bank payment services are available for HDFC Bank, Bank of Baroda, Catholic Syrian Bank, Andhra Bank, Punjab & Maharashtra Co-op Bank, Bharat Bank, Federal Bank, Greater Bank and Saraswat Bank. Customers of these banks can use Chillr for instant money transfers, super fast recharges & simple utility bill payments.


  • Play Store Installs: 1,000,000 – 5,000,000
  • Offered By: Chillr
  • Click Here to download the app from Google Play Store.

 2. JioMoney

JioMoney is the simple, smart and secure ‘one-app’ solution to everyday transactions on the go. JioMoney is much more than a wallet. It empowers you to pay everywhere in a cash-free way. With JioMoney, you can do mobile and DTH recharges, make everyday payments, send/receive money, pay insurance and other premiums, manage your finances, get great deals, and more.


  • Play Store Installs: 10,000,000 – 50,000,000
  • Offered By: Reliance Payment Solutions Ltd.
  • Click Here to download the app from Google Play Store.

3. Oxigen Wallet

Oxigen Wallet is one of the most loved & widely accepted mobile wallet apps that is designed to meet all your payment needs. Recharge your mobile/DTH or Pay landline/mobile/utility bills instantly while earning free coupons on every transaction. You heard that right! Send Money to Bank or Friends, anytime anywhere.

You can pay conveniently at your local offline stores/ petrol pumps etc. with the Oxigen Wallet app and say bye-bye to awkward cash handling forever. You can shop online with over 15K websites like ShopClues, Jabong, eBay, Ferns N Petals; book movie tickets on PVR and BookMyShow; pay for travel on IRCTC, Goibibio, Yatra and more & get exciting deals & cashbacks on your transactions using Oxigen Wallet.


  • Installs: 5,000,000 – 10,000,000
  • Offered By: Oxigen Services (India) Pvt. Ltd
  • Click Here to download the app from Google Play Store.


The mRUPEE mobile wallet transforms your mobile phone into your personal payment device. Mobile recharge, DTH recharge, postpaid and landline payments, electricity and gas bills are only a small part of the kind of transactions you can carry out on your mRUPEE mobile wallet. You can also book bus tickets, make IRCTC bookings, pay your LIC premium using the mRUPEE mobile wallet and get loads of cashbacks and discounts!

mRUPEE mobile wallet is the most convenient and secure mobile wallet that will let you carry out your daily transactions seamlessly. No more waiting in long queues for utility payments. Simply pay with a few clicks and save time with mRUPEE. It is also available across all major online retailers, simply select the mRUPEE wallet at the payment options and go ahead with your transaction.


  • Installs: 100,000 – 500,000
  • Offered By: MMP Mobi Wallet Payment Systems Ltd
  • Click Here to download the app from Google Play Store

5. Mobikwik

MobiKwik – More than a wallet! is a the best Mobile Recharge app that does not only let you do online recharge, but also allows you DTH recharge, Bus Ticket bookings, IRCTC bookings, Prepaid, Postpaid, Electricity, Gas Bill Payments, Insurance Payments & Broadband, Landline, Datacard Bill payments.

Enjoy cashless shopping and earn awesome cashbacks at your favorite offline & online stores like Bookmyshow, Big Bazaar, Archies, Dominos, Jabong, Myntra, PVR, Zomato, Grofers, Big Basket, Foodpanda, Makemytrip, Redbus, Meru cabs, Van Heusan & many more places of your choice. You can even book your train tickets on IRCTC & pay via MobiKwik wallet.


  • Installs: 10,000,000 – 50,000,000
  • Offered By: MobiKwik
  • Click Here to download the app from Google Play Store.

6. State Bank Buddy

State Bank Buddy is the first Indian Mobile Wallet Application available in 13 Languages. It comes with several features like Send money to registered and new users, Ask money and Send reminders to settle dues, transfer additional cash into an account of your choice free of cost, Recharge and Pay Bills instantly, Book for movie tickets, flights and hotel and shop for your favorite merchandise.


  • Installs: 1,000,000 – 5,000,000
  • Offered By: State Bank of India
  • Click Here to download the app from Google Play Store.

7. PhonePe by Flipkart

PhonePe – a Flipkart group company – introduces a revolutionary way of making mobile payments in India. It works over the Unified Payments Interface(UPI) platform developed by the National Payments Corporation of India (NPCI)) and is powered by YES Bank.

PhonePe is a one stop UPI-based app which can serve all your payment needs, in a safe and secure manner. Through PhonePe you can link your bank account(s) over UPI and make instant bank to bank transfers by just using a mobile number or unique payment identity – Virtual Payment Address(VPA). PhonePe also provides you with a digital mobile wallet for faster refunds and cashbacks from our merchant partners. You cannot top-up the wallet but can spend your wallet balance or withdraw it into your linked bank account(s) in one quick swipe!


  • Installs: 100,000 – 500,000
  • Offered By: Flipkart in association with Yes Bank
  • Click Here to download the app from Google Play Store.

8. Paytm

#PaytmKaro for the fastest online recharge, bill & utility payment and online shopping experience. Quick, easy and secure, Paytm is trusted by 1.3+ crore customers. You can use the Paytm App for mobile recharge, DTH recharge, data card recharge and Mumbai & Delhi (DMRC) Metro Card recharge.

With the Paytm App, online bill payments are rewarding. It’s quick to pay your postpaid mobile or make a landline bill payment. Skip long queues & pay your electricity bill, water & gas bills online.

  • Play Store Installs: 50,000,000 – 100,000,000
  • Offered By: One97 Communications Ltd.
  • Click Here to download the app from Google Play Store.

 9. HDFC payzapp

PayZapp is a complete payment solution giving you the power to pay in just One Click. PayZapp lets you recharge your mobile, DTH and data card, pay utility bills, compare and book flight tickets, bus and hotels, shop, buy movie tickets, music and groceries, avail great offers at SmartBuy, and send money to anyone in your phone book.

PayZapp is convenient, fast and secure. Link your Debit and Credit Card ek baar and pay karo baar baar. No need to re-load money again and again. Moreover your card details are secure with the bank and not stored on your mobile phone or on transacting sites. It uses a proprietary technology that conducts three security checks for each transaction.

So don’t just pay. PayZapp it!


  • Installs: 1,000,000 – 5,000,000
  • Offered By: HDFC Bank Ltd.
  • Click Here to download the app from Google Play Store.

10. Freecharge

Freecharge is India’s fastest growing digital payments platform. You can use Freecharge to make prepaid, post-paid, DTH and Electricity bill payments for numerous utility service providers in addition to leading online and offline merchants in under 10 seconds!

With the efficient Freecharge Wallet, it’s time to go cashless and reduce the extensive process of online and offline payments to just one tap. Freecharge has some of the most popular merchants on board – for categories like food, entertainment, travel & shopping.


  • Installs: 10,000,000 – 50,000,000
  • Offered By: FreeCharge
  • Click Here to download the app from Google Play Store.

11. Pockets by ICICI

Pockets by ICICI Bank is the most comprehensive mobile wallet to Pay Anyone, Shop Anywhere and Bank with ease for any bank’s customer. Pockets is the first app in India to offer NFC, QR code and UPI based payments. With Pockets, you instantly get a free virtual VISA card that can be used for shopping at all online websites/apps. You can even request for a physical card that can be used at stores. Moreover, you can recharge your prepaid mobile or DTH connection and pay your utility bills from within the app. You can send money securely to bank accounts, your contacts or virtual payment addresses using Unified Payment Interface (UPI). That’s not all, you can upgrade to a Pockets Savings Account right from the app to get a debit card and create deposits.

  • Installs: 5,000,000 – 10,000,000
  • Offered By: ICICI Bank Ltd.
  • Click Here to download the app from Google Play Store.

12. PayUmoney

You can use PayUmoney mobile app to Recharge, Pay Bills and keep all your spending organized in one place. Don’t just stop there; spread the cheer to your friends and family.


  • Play Store Installs: 1,000,000 – 5,000,000
  • Offered By: PayUmoney
  • Click Here to download the app from Google Play Store.

13. Citrus Pay

Citrus Pay is the most popular, simple and secure money transfer wallet app you will ever need.

Whether it’s dinner, drinks, movies – or anything at all – pay friends, get paid back, or split a bill with your group… the Citrus Wallet app does it all on your smartphone.


  • Installs: 100,000 – 500,000
  • Offered By: Citrus Pay
  • Click Here to download the app from Google Play Store.

14. Novopay

Go cashless and pay at your neighbourhood shops and at online merchants using your Novopay App and Wallet. A simple & safe way to Pay, Send and Receive money instantly!

Novopay Wallet App comes with a Bank Wallet brought to you through our partnership with RBL Bank. It is compliant with and regulated by the Reserve Bank of India (RBI).


  • Installs: 10,000 – 50,000
  • Offered By: Novopay Solutions Pvt Ltd
  • Click Here to download the app from Google Play Store.

15. UltraCash

With UltraCash you can pay Merchants without Internet, Free Money Transfer from Bank in India, Recharge & Utility Bill Payment like BESCOM, BSNL, Mobile, DTH, Landline etc.


  • Installs: 100,000 – 500,000
  • Offered By: UltraCash
  • Click Here to download the app from Google Play Store.

16. Udio

‘Udio’ is India’s first Social Mobile Wallet loaded with superpowers that make your electricity & gas payments, DTH & mobile recharges, bill splits & gifting experience super simple, easy & filled with surprises & cashbacks!


  • Installs: 500,000 – 1,000,000
  • Offered By: TranServ Private Limited
  • Click Here to download the app from Google Play Store.

17. M Pesa

Vodafone M-Pesa is one of the fastest growing digital platforms in India. With an efficient M-Pesa wallet, you can make safe and hassle-free transactions through your mobile. This digital wallet enables you to make prepaid, post-paid, DTH and Electricity bill payments, to numerous utility service providers. It also lets you transfer money to your loved ones, instantly. To top it all, it offers you 5% cashback on your transactions.


  • Installs: 1,000,000 – 5,000,000
  • Offered By: Vodafone m-pesa Limited
  • Click Here to download the app from Google Play Store.

18. VPayQwik

VPayQwik is your own digital wallet which allows you to pay different utility bills. This mobile wallet allows customers to pay quickly for any transaction by using mobile application. VPayQwik wallet offers mobile top up, recharge, bill payments such as electricity / landline / post-paid / gas, bus/air ticket, online shopping and many more. It also allows user to transfer fund/ send money across India instantly. With each mobile top up & recharge, customer will get attractive cash backs, coupons & huge discounts on shopping. VPayQwik users can recharge all telco’s prepaid mobile, bill payments to post-paid, landline & electricity, buy bus tickets, airlines tickets, movie tickets & shop online.


  • Installs: 10,000 – 50,000
  • Offered By: Vijaya Bank
  • Click Here to download the app from Google Play Store.

19. The Mobile Wallet

The Mobile Wallet (TMW) is India’s first complete payment solution enabling the user to complete all their daily payments like shopping, travel, eating out, paying for cabs, paying in e-commerce sites and in stores near you.

TMW will allow you to complete your day without having to reach for your wallet to make payments for your daily and other requirements. Whether you want to pay for your daily needs at the local kirana (Grocery) store, or pay for the best of brands while shopping online or in malls, or pay utility bills on the go, you can do it all with just 3 clicks.. Travel, eating out, grooming, healthcare, spirituality and every other thing that we aspire for is now payable for on the go. TMW also makes life easy for you by providing you a concierge service which will assist you in completing your chores from the comfort of your office or home. Booking a table at your favorite restaurant or booking tickets for that exclusive live show, the TMW Assistant will make it happen.


  • Installs: 10,000 – 50,000
  • Offered By: The MobileWallet Private Limited
  • Click Here to download the app from Google Play Store.

20. ItzCash

ItzCash is the India’s Digital Cash will change the way you go about your day to day activities – from the way you shop and now the way you pay. Whether it’s in person, online or mobile, ItzCash has a mission to create and deliver innovations that will empower each and every individual to handle money in a simple, safe and convenient manner.


  • Installs: 100,000 – 500,000
  • Offered By: ItzCash Card Ltd
  • Click Here to download the app from Google Play Store.

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